First Home Buyer
Buying your first home is a major life event, and we would love to provide you with home finance options and guidance, dovetailed to your personal circumstances.
Capital for Castles specialises in making first home buyers feel comfortable and informed about their first home buying options.
We will guide you through the application process, and assist you to navigate what is otherwise be an overwhelming process.Â
If you are a first home buyer, we can help you with the following (and more!):
- First home buyer grant (FHOG) information – and answer your questionsÂ
- Home finance options and guidance
- How to qualify for a home loan
- How much money you can borrow for your home loan
- Finding a home loan that is best for your personal circumstances
We would be happy to have a no-obligation chat with you about your first home buying options, either in person or online.
Our first home buyer process:
Need assistance with your home loan? Book a meeting with us today
Our first home buyer process:
Quick questions
We start with a few basic questions to get the ball rolling. Then we discuss your goals, questions and work out next steps. We are happy to chat in person or online.
Research
We match your circumstances and needs to the most appropriate bank or lender (we have access to 40+ providers), and then provide you with a recommendation.
Application
When we agree on the right lender, we start the approval process, handling all paperwork for your sign-off, and submit for loan pre-approval.
Borrowing capacity
The pre-approval process defines the maximum amount you can borrow from the lender for your first home, which is valid for 3 months.
Purchase home
You have found the home of your dreams and made an offer (or settled on a new home build that is right for you). We continue to manage your home loan application and keep you informed.
Home settlement
We let you know when the settlement is finalised and the lender releases your funds.
Our open door
Just because your first home purchase is complete does not mean goodbye! We aim to stay in touch and to be available and welcoming when you next need guidance.